Get Free RE5 Study Material for 2026 Moonstone Exams Here

RE5 Study Material 2026: Download Your Free Chapter

Download a free chapter of our 2026-aligned RE5 study material to understand what the exam expects, what to study, and what to avoid. Then choose the right next step to prepare properly and pass with flying colours.

- This is a free chapter to help you start the right way (not a full pass plan).
- Mock exams are not study material. They’re for testing and improving exam technique.
- Don’t book your exam too early. Book only after you’ve completed a study plan and passed a readiness check.

Trusted by RE5 candidates across South Africa. Updated resources, structured support, and a clear path to exam readiness.

Warning: Outdated notes and shortcut studying can cost you the RE5 exam fee. Use 2026-aligned prep, follow a study plan, and only book your exam when you’re genuinely ready.

What This Free RE5 Download Is (And What It Isn’t)

This free RE5 study material download is your starting point — a sample of the exact format, structure, and content alignment for the 2026 RE5 exam. It’s designed to help you understand the basics of what you need to study.

But, it is not a full study plan or a pass guarantee. Many candidates fail because they rely solely on free PDFs or mock exams. This download is meant to get you started in the right direction and highlight key areas to focus on.

- It is: A preview of the content and style of the RE5 exam, giving you a clear understanding of the topics covered.
- It isn’t: A complete study solution. You need more structured material and a study plan to be fully prepared for the exam.
- It helps you: Identify key areas to focus on for the RE5 exam, so you can plan your full study approach effectively.
- It doesn’t replace: Comprehensive study guides, webinars, or mock exams that are aligned with current exam updates.

What You’ll Learn from This Free Chapter

This isn’t just a preview; it’s a complete breakdown of a topic that shows up often in exam questions.

Here’s what’s included:

What a Compliance Officer does in a licensed FSP
The legal responsibilities they carry under FAIS
Who needs a Compliance Officer and when they are outsourced
How their duties tie into fit and proper requirements and reporting
Real-world examples explained in plain language

Why We Chose This Topic to Share for Free

The Compliance Officer is one of the most misunderstood roleplayers in the FAIS framework. Many students:

Struggle to link their duties with legal consequences
Forget this section during exams
Don’t realise how often it appears in mock and real questions

That’s why we’re giving it to you, so you can study smarter and experience the quality of RE5 Online material first-hand.

Ready to see what our RE5 study material looks like before you start preparing for the FAIS exam?

Download Free RE5 Study Material: The Role of the Compliance Officer

How to Get Your Free Download

Just complete the quick form below, and you’ll get:

- Immediate access to the PDF
- A copy emailed to your inbox
- Bonus tips to help you study more effectively

What You'll Learn from This Free FAIS Study Chapter

We’re giving you free access to one of the most misunderstood topics in the RE5 exam — the breakdown of the functions and the role of the compliance officer under the FAIS Act. This chapter explains what compliance officers do, why they matter, and what the FSCA expects from them. Included is a detailed comparison between the key individual and the Compliance Officer.

This isn’t just a preview — it’s a complete breakdown of a topic that shows up often in exam questions.

Candidates who follow a structured study plan are 3x more likely to pass their RE5 exam on the first attempt. Don’t leave your success to chance.

Why You Need 2026-Aligned Study Material for RE5 Exam Success

To pass your RE5 exam and get your certificate, you need more than just a single chapter. You need up-to-date, comprehensive study material that aligns with the latest FAIS regulatory updates and Moonstone exam guidelines.

Outdated PDFs or random study resources won’t provide you with the full context or depth of knowledge needed to pass this FSCA exam. 2026-aligned study material ensures you’re studying exactly what the exam requires, giving you the confidence to pass without surprises.

- Stay current: The RE5 exam is updated regularly to reflect new regulations, market changes, and evolving compliance standards. You need 2026-aligned study material to ensure you’re fully prepared.
- Avoid outdated content: Old PDFs, shared study materials, and outdated mock exams often focus on irrelevant content that could cost you points or cause confusion.
- Pass with confidence: Using the right study material means you’ll be exam-ready, knowing exactly what the exam tests and how to answer effectively.
- Benefit from expert support: Structured study guides, webinars, and mock exams aligned with 2026 will guide you through the content and help you build your exam skills.

We recommend combining the 2026 study guide with live webinars or workshops to ensure you get both structured study and expert support. Maximize your chances with the best prep options available.

Access the Updated 2026 RE5 Study Guide

RE1 & RE5 Study Guide PDF | 2026 Edition

CLICK ON THE IMAGE TO GET

Download our streamlined, user-friendly RE5 and RE1 Study Guide!

How to Use Free RE5 Mock Exams Effectively

Mock exams are an essential tool in your exam preparation. Still, they serve a specific purpose: they’re designed to help you test your knowledge, assess your readiness, and improve your exam technique. They are not meant to replace structured study or comprehensive exam preparation.

Free mock exams are perfect for practicing under exam conditions and identifying areas where you need to improve. But they do not cover every single topic, nor do they mimic the exact structure and questions of the RE5 exam.

If you rely too heavily on mock exams as your primary study tool, you’re likely to encounter knowledge gaps that could hurt your performance when it’s time to take the actual exam.

- Mock exams are for practice: They help you become familiar with exam timing, question formats, and the type of content you’ll face.
- They are not study material: They should never be your primary source of learning. Study guides and structured lessons are essential for learning the material.
- Use mocks strategically: Focus on areas where you scored low, and study those topics in-depth before attempting another mock exam.
- Track your progress: Take notes on which areas you struggled with, and prioritize those when revising.

Most students find that combining mock exams with structured study gives them the best chance of passing on the first attempt. Don’t just study, study smart.

Don’t Book Your RE5 Exam Too Early

Booking your RE5 exam might feel like a productive step, but doing so before you’re properly prepared can actually hurt your chances of passing. Many candidates book their exam early, thinking it will motivate them to study harder. But when the exam date gets closer, they panic, cram, and end up unprepared.

Booking an exam without completing a readiness review or mock exam assessment is like putting a deadline on failure. You want to be fully prepared before you commit, not rushed into it because of an arbitrary date.

- Don’t rush into booking: You must feel confident and fully prepared before booking your exam.
- Use mock exams as a gauge: Only book the exam after completing mock exams and a self-assessment.
- You can always reschedule: Booking early doesn’t make you prepared, but it may lead to a wasted exam fee if you’re not ready.
- Follow a structured study plan: Use a study plan and pass a readiness review before booking your exam to ensure success.

Booking your exam should only happen once you’ve met the following criteria:

1. You’ve completed your study plan.
2. You’ve passed your readiness check (via mock exams and self-assessment).
3. You feel exam-ready after going through structured material and feedback.

Next steps to get properly prepared:

- Download the 2026 Study Guide – Start studying now with the most up-to-date material.
- Join the RE5 Webinar – Structured, expert-led prep that ensures you’re 100% ready for exam day.
- Take the Self-Assessment Quiz – A quick quiz to test if you’re ready to book your exam.

Booking your exam too early doesn’t help you pass, but proper preparation does. Take the time to study smart and book your exam when you’re truly ready.

When it comes to studying for the RE Exams, Settle for LESS!

But if you have to use free RE5 Exam Study Material…

The Insurance Sector Education and Training Authority (INSETA) generously offers comprehensive study guides for RE1 (429 pages) and RE5 (358 pages) at absolutely no cost. To access these invaluable resources, simply click on the links below and download them.

- FAIS ACT: Access Here
- General Code of Conduct: View Here
- Fit and Proper Determination (Board Notice 194 of 2018): Explore Here

To excel in your RE1 and RE5 exams, depending on who’s study material you are using, you’ll need more than study guides in most cases. Before you start preparing for the Moonstone Exams, make sure you have what it takes to study!

Unlock the path to success with our RE1 and RE5 study materials, designed to elevate your chances of acing these crucial exams. The Insurance Sector Education and Training Authority (INSETA) generously offers comprehensive study guides for RE1 (429 pages) and RE5 (358 pages) at absolutely no cost. To access these invaluable resources, simply complete the form below, and we’ll promptly send you an email with the latest download links.

Why we have a RE Guarantee

Expert student Advisors

We have a team of expert student advisors on call when you need help preparing to write your regulatory exams!

We understand that in our industry, our students are not always able to communicate effectively during working hours. That is why we have a RE5 and RE1 WhatsApp support line, freely available to our precious students.

We tackle the RE Exams with you, every step of the way!

NEED TO PASS YOUR RE5 EXAM? GET A MONEY BACK GUARANTEE!

RE5 Guaranteed Pass Study Options:

Meet our exceptional RE5 and RE1 Facilitator, Hennie Vorster, a true industry luminary whose remarkable success rate precedes him.

Hennie Vorster brings a wealth of experience and knowledge to our team at RE5 Online, a division of F5 Academy. It’s worth noting that Hennie Vorster, with his esteemed background, previously contributed his expertise to our competitor, Lets Study.

Now, as a valued member of our team, Hennie Vorster is instrumental in our ability to offer the coveted 100% money-back guarantee. This assurance stems from his unwavering commitment to our students’ success. With Hennie Vorster on board, we proudly stand out in the realm of exam preparation, ensuring that our students receive the best possible guidance to excel in their RE5 and RE1 exams.

Prepare for your RE with RE5 Online, where success is not just a goal; it’s a guarantee!

Your Success, Our Mission!

RE1 and RE5 Workshops

Enroll today in our RE1 or RE5 workshops, which include our printed RE5 and RE1 Study Guide (valued at R299). We stand apart as the only institution offering the only REAL GUARANTEE not found elsewhere:

- Over 90% Pass Rate
- Printed Learning Guide (154 pages)
- Mock Exams (delivered electronically)
- Slide Show Presentation (delivered electronically)
- Full Access to Online Learning Platform (https://re5.online)
- Two-day workshop for RE5 and a three-day workshop for RE1.
- A light lunch is included on all workshop days!

Money Back Guarantee

Our commitment to your success is unwavering. If, after attending one of our workshops, you do not pass your RE exam, we will refund you 100% of the amount you paid! You’ll even get to keep all the materials we provided you.

Here are the Guarantee RE Exam Terms:

- Attend the full face-to-face workshop duration of 2 days or all the scheduled RE5 Webinar sessions in the evenings from 7 pm to 9 pm
- Achieve 66% or more for the 2 sections in the exam related to the “Code of Conduct” and “Maintain an FSP License.”
- If you score less than 66% for any one of these two regulatory exam sections, you won’t qualify for the guarantee.

Our RE Students’ Success

Our students’ pass rate speaks volumes about our commitment to excellence. Join the ranks of successful professionals who’ve achieved their RE certification with RE5 Online.

RE Study Guides 2026: Your Ultimate Resource

Our RE Study Guides for 2026 are now available in our online store. These guides are indispensable tools for your exam preparation journey. Scroll down to explore the study guide.

RE1 Study Material 2026 | RE5 Study Material 2026

Our regular RE1 and RE5 workshops can be arranged to take place across various locations, including Roodepoort, Alberton, Randburg, West Rand, East Rand, North Rand, Midrand, Pretoria, Cape Town, Durban, Port Elizabeth, George, Nelspruit, North West, and Bloemfontein. We have regular regulatory workshops in Johannesburg!

Our RE5 and RE1 Study Guide leaves no stone unturned. It includes all the relevant updates and materials necessary for your regulatory exam preparation, leaving no room for additional resources.

Invest in your future by purchasing our study guide for R575. We'll deliver it electronically in PDF format, ensuring immediate access to your key to success.

How to prepare for your RE Exam

FREE RE5 Exam Advice

Wondering how to conquer your upcoming exam? Follow these steps:

RE5 online, a division of F5 Academy, specializes in preparing representatives (RE5) and key individuals (RE1) to pass their regulatory exams mandated by the FAIS (Financial Advisory and Intermediate Services) Act.

Our Johannesburg-based institution offers both face-to-face and online learning options, catering to the needs of individuals across South Africa and abroad.

With a 100% money-back guarantee, we ensure success, provided candidates pass the code of conduct and licensing sections of the exams.

Our comprehensive product and service offerings include:

RE5 and RE1 Workshops
RE5 and RE 1 Study guides
RE5 and RE1 Mock Exams
Interactive RE5 and RE1 e-learning options
RE5 and RE1 Self-study Choices
RE5 and RE1 online learning
Live RE5 and RE1 Webinars.

Additionally, we offer a generous referral commission of 10% for every successful student referred, with easy tracking on our affiliate dashboard.

Invest in your future success with RE5 online.

Why Get an RE5 Certificate?

Obtaining an RE5 Certificate is crucial for individuals aiming to work in South Africa’s financial services industry. The RE5 Certificate is part of the FAIS fit and proper requirements, which are mandatory for all financial service providers (FSPs) and representatives. The RE5 certificate is not a qualification, but a license issued by Moonstone after passing the RE5 exam. Having your RE5 License enhances your credibility and employability within the industry which will increase your chances of finding job opportunities in South Africa.

Who needs an RE5 Certificate?

FAIS Representatives (aka Financial Advisors or Intermediaries) with a DOFA date.
Individuals who would like to make a career change and apply for employment at an FSP.
Those who are unemployed, and need a RE5 Certificate to apply for jobs, especially in the Financial Advisory and Intermediary Services Sector.

Is the RE5 Exam difficult?

The straight answer is YES, the RE5 exam is difficult, and rightfully so! The Financial Services Conduct Authority (FSCA) regulates the FAIS industry and its focus is to ensure that clients of FSPs are protected from wrong advice given by representatives.

If you are serious about passing the RE5 exam in the first attempt, we recommend attending RE5 Classes!

Failing the RE5 exam, again and again, costs a lot of money and takes a lot of time studying for the RE5 Certificate, especially if you don’t understand what you are studying or use the wrong downloaded RE5 study material!

Where to find RE5 Study Material 2026 to download in PDF.

There are many platforms and websites you can access and download RE5 study material for free, and you can find them below. To download the RE5 resources, click on the links below.

Before you start downloading, you need to make sure that what you decide to download to help you prepare for the regulatory exam at Moonstone, is comprehensive RE5 Study Material Downloads. Using more than one study source to study from in your RE5 exam journey, might be the worst choice you make! Using multiple different RE5 study guides that you downloaded, could just end up confusing you!

First, read the DO’s and DON’ts to look out for before you start downloading all the RE5 Study Material PDF files that you see online.

RE5 Study material Download DO'S

Search for comprehensive RE1 and RE5 study material (Many RE5 Study Guides contain RE1 Chapters too, that you can use to focus on for both exams)
Make sure that the study material is updated; the best way to ensure that is to look out for “2026” in the link. Example: RE5 study material PDF 2026 free download
Try to find the best option, preferably one source that contains everything you need to know to pass the RE5 exam. People have different writing styles, and different writing styles can confuse you.
Terminology is important; if the material you are using to prepare for the Moonstone exam is too simplified, you will not understand the FAIS terminology in the actual exam, as it could lead you to failure! Rather, use a dictionary while studying to understand the difficult terms.
Look for study material written by providers, also offering other preparation options, in case you have questions you would like to ask. If they provide additional resources and preparation methods, likely, they won’t mind answering a question or two free of charge.

RE5 Study material Download DON'TS

Don’t just download all the files you find reading “RE5 study material free”; it could be outdated!
Don’t use material that you can’t download. To find downloadable FAIS exam resources, search phrases like RE5 study material 2026 pdf download. It’s easier to study from a printed RE5 study guide.
Stay away from using others’ RE5 summaries. While studying for the RE5 exam, make your summary notes from the study material you are using to prepare for the RE5 examination; you will understand it and remember it even better!
If you can’t find any reviews of the study material provider on Google, do your homework before you decide on using their material. People talk about their experiences, and taking advice from those who’ve passed their RE5 exam and received their RE5 certificates is always a good idea.
Don’t download study material with excessive pages. Many RE5 training providers have written RE5 study guides; in general, the page count is around 140 to 180 pages.

Websites where you can Download RE5 Study Material for free!

RE5 Online created a list of websites where you can Download RE5 Study Material PDF for free and without sharing your personal details. Before you download their RE5 study material, make sure you know what to look out for by reading our do’s and don’ts. Using free downloaded study material for the RE5 exam can be a bad idea and be the reason that you fail your RE5 exams.

With regards to RE5 study material INSETA provides a series of videos, that explains the tasks of the tasks and qualifying criteria of the RE5 Exam.

Click here to access these RE Support Learning Material by INSETA.

IMPORTANT: THESE VIDEOS DO NOT CONTAIN THE ACTUAL STUDY MATERIAL FOR THE RE5 LICENSE EXAM!

Moonstone has released a Preparation Guide for RE5 and RE1 Regulatory examinations, released on 17 January 2024.

Click here to download the Moonstone RE1 and RE5 preparation guide.

IMPORTANT: THIS GUIDE DOES NOT CONTAIN THE ACTUAL STUDY MATERIAL FOR THE RE5 LICENSE EXAM!

The RE5 study material from BANKSETA available at this stage is outdated.

Click here to download the RE 5 Self Study Guide for Representatives by BANKSETA.

IMPORTANT: THE LINK ABOVE CONTAINS OUTDATED RE5 LEARNING MATERIAL AND USING THE CONTENT THEREOF IS AT YOUR OWN RISK.

Hennie completed his RE facilitation obligation towards Lets Study in early August of 2023, where he now focuses on his establishment, F5 Academy (Pty) Ltd, trading as RE5 Online.

IMPORTANT: Let’s Study is no longer in operation, due to the passing of the sole director in 2023.

THE BEST 2026 RE5 STUDY MATERIAL!

Access the best and most recently updated RE5 study material in 2026!

2026 RE5 Study Guide PDF download. Write your RE1 and RE5 Moonstone Exam using the latest updated study material from RE5 Online.

Our 2026 RE5 study material, in the form of a 153-page study guide for RE5 and RE, is the ONLY RE5 study material you need! It contains all the information you need to study for the exam, up to the very last Ombudsman update in July 2024.

How to pass the RE5 Exam?

The RE5 Exam is not easy, and will most likely be the most difficult exam you will ever write in your life. Don’t waste time and money (yes the RE5 Exam is not free!), get your RE5 Certificate on your first attempt!

Here is how you will pass the RE5 Exam:

Attend our 2 day RE5 Workshop
Or Attend our evening live RE5 Webinars
Watch the RE5 Videos we offer
Do RE5 Quizzes on our LMS
Use our latest RE5 Study Guide (153 pages)
Study for 1 hour a day (25 days)

If you follow these steps to study for the RE5 Exam and attend our RE5 classes, you will pass the RE5 Exam and get a RE5 Certificate. (We will refund you if you fail the RE5 Exam)

Get HELP to PASS your RE1 and RE5 Exams!

The fastest way to prepare for the RE5 Exam and get a RE5 Certificate!

RE5 Online is the recommended RE5 training provider. We prepare Representatives (RE5 Certificate) and Key Individuals (RE1 Certificate) to write the RE Exams the first time around!